Last updated: July 25, 2025
Please read these Terms and Conditions (“Terms”, “Terms and Conditions”) carefully before using the MrADK EMI Calculator website (the “Service”) operated by MrADK (“the Company”, “we”, “us”, or “our”).
1. Interpretation and Definitions
Interpretation
Words with capitalized initial letters have meanings defined under the following conditions. These definitions apply whether they appear in singular or plural.
Definitions
- Affiliate: An entity that controls, is controlled by, or is under common control with a party.
- Country: Pakistan
- Company: Refers to MrADK EMI Calculator.
- Device: Any device that can access the Service, including a computer, smartphone, or tablet.
- Service: The website accessible at https://mradk.com.
- Terms and Conditions: This agreement that governs your use of the Service.
- Third-party Social Media Service: Any service or content provided by a third party integrated into the Service.
- You: The individual or legal entity accessing or using the Service.
2. Acknowledgment
These Terms govern your use of the Service and form a binding agreement between you and the Company. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, do not access the Service.
You confirm that you are at least 18 years old. The Service is not intended for users under the age of 18.
Use of the Service is also governed by our Privacy Policy, which describes how we collect, use, and protect your data.
3. Links to Other Websites
Our Service may contain links to third-party websites. We have no control over, and assume no responsibility for, their content, privacy policies, or practices. We encourage you to read their terms and policies before engaging with them.
4. Termination
We may suspend or terminate your access to the Service at any time, without prior notice or liability, for any reason, including breach of these Terms.
Upon termination, your right to use the Service will immediately cease.
5. Limitation of Liability
To the maximum extent permitted by applicable law, the Company and its suppliers shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including loss of profits, data, or use — arising out of your access or use of the Service.
If you have paid for the Service, the Company’s total liability shall not exceed the amount you paid, or USD $100 if no payment has been made.
6. “As Is” and “As Available” Disclaimer
The Service is provided “AS IS” and “AS AVAILABLE,” without warranties of any kind. We do not guarantee:
- The uninterrupted or error-free operation of the Service
- That content will be accurate, reliable, or up-to-date
- That the Service or its servers are free of malware or other harmful components
Certain jurisdictions do not allow the exclusion of warranties, so some limitations may not apply to you.
7. Governing Law
These Terms are governed by the laws of Pakistan, without regard to conflict of law principles. Your use of the Service may be subject to additional local, national, or international laws.
8. Dispute Resolution
If you have concerns or disputes related to the Service, please contact us first to try resolving the matter informally at: hamoshe04@gmail.com.
9. For European Union (EU) Users
If you are an EU resident, you are entitled to the protection of the mandatory provisions of the laws of your country of residence.
10. U.S. Legal Compliance
By using the Service, you confirm that you:
- Are not located in a country subject to U.S. government sanctions
- Are not on any U.S. government list of prohibited or restricted parties
11. Severability and Waiver
Severability
If any part of these Terms is held invalid, the remaining provisions will continue in effect.
Waiver
Failure to enforce any right or provision will not be considered a waiver of those rights.
12. Translation
If we provide translated versions of these Terms, the English version will prevail in the event of a conflict.
13. Changes to These Terms
We may update these Terms at any time. If we make material changes, we will notify you at least 30 days in advance (via website or email, where possible). Continued use of the Service after updates means you accept the revised Terms.
14. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact us:
📩 Email: hamoshe04@gmail.com
🌐 Website: https://mradk.com/contact